I have been a Licensed Health, Life, & Disability Agent in Arizona since 1977.

3rd Generation Tucsonan, assuming my father’s insurance agency, April 1999,

aka- W. Tracy Prater & Sons Insurance (since 1946).

My primary GOAL is to help educate, plus navigate for my individual clients, families, and many employer groups to achieve the best comprehensive healthcare benefits. Which include the following ancillary benefits: prescription drugs, dental, vision, hearing, long-term care, or life insurance programs, at the best overall value as possible. 

Further, assisting for individuals is to help to qualify for Medicare Parts A & B, Medicaid/AHCCCS, Limited Income Subsidies (LIS), or Income Related Monthly Adjustments (IRMA) guidance.

Professional Skills and Unique Perspectives:

Authorized to Represent Arizona Medicare Advantage Plans (Since 2001)

Authorize to Represent the ACA-Marketplace Health Plans (Since 2014)

University Studies:

-Northern Arizona – BS Sociology (’70)

-University of Arizona – BS Public Health Administration (‘72)

Insurance Professional Designations:

-Health Insurance Associate (HIA) 

-Managed Healthcare Professional (MHP)

In-Hospital Administration & Services:

-Tucson Medical Center – Patient Care Attendant

-Banner UA Medical Center – In Patient Pharmacy Unit Manager

Community Services:

-Elected to Catalina Foothills School Board

-Selected to Arizona School Boards Assoc Minority Students “Hands Across the Border”

-Selected to Pima County Planning & Zoning Board

Best way to contact Steve is by calling or texting (520)820-2905, or email: stp325@ymail.com

Stephen is Licensed in:

AZ - 6738582